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Point Expiration Policies

Don't let your hard-earned rewards disappear: master the activity rules and hard expiration dates of every major program.

The Golden Rule

Different programs have different standards for what counts as 'activity'. Generally, earning points via a credit card, transferring points from a bank, or redeeming points for a flight will reset your expiration date.

Airline Program Policies

ProgramPolicyExtension Method
Air Canada Aeroplan18 months of inactivityEarn or redeem 1 point.
Air France/KLM Flying Blue24 months of inactivityFly SkyTeam or use co-brand CC.
American AAdvantage24 months of inactivityAny earn/redeem (Shopping/CC).
ANA Mileage Club36 months (Hard Expiration)Cannot be extended.
Avianca LifeMiles12 months of inactivityEarn miles ONLY (Redeem doesn't count).
British Airways Avios36 months of inactivityEarn, redeem, or share 1 Avios.
Cathay Pacific Asia Miles18 months of inactivityEarn or redeem miles.
Delta SkyMilesNever expireNo action required.
Etihad Guest18 months of inactivityEarn or redeem 1 mile.
JetBlue TrueBlueNever expireNo action required.
Singapore KrisFlyer36 months (Hard Expiration)Can pay fee to extend 6mo once.
Southwest Rapid RewardsNever expireNo action required.
United MileagePlusNever expireNo action required.
Virgin Atlantic Flying Club36 months of inactivityEarn or redeem points.

Hotel Program Policies

ProgramPolicyExtension Method
Best Western RewardsNever expireNo action required.
Choice Privileges18 months of inactivityAny qualifying point activity.
Hilton Honors24 months of inactivityAny point activity resets clock.
IHG One Rewards12 months of inactivity (Club)Platinum/Diamond don't expire.
Marriott Bonvoy24 months of inactivityAny earning/redeeming resets clock.
Radisson Rewards24 months of inactivityAny point activity extends validity.
Sonesta Travel Pass24 months of inactivityAny qualifying activity resets clock.
World of Hyatt24 months of inactivityAny activity (including CC spend).
Wyndham Rewards18mo inactivity / 4yr HardActivity resets 18mo clock.

Hard Expiration Warning

A 'Hard Expiration' means your miles will disappear exactly X months after you earned them, regardless of how much you fly or spend. This is most common in Asian programs.

  • ANA & Singapore: These miles disappear 3 years after earning. No exceptions for activity.
  • Wyndham: Points expire 4 years after earning, even if you stay at their hotels every month.
  • Plan Ahead: Because these miles *will* disappear, never transfer large amounts of bank points to these programs unless you have a specific flight ready to book.

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