Chase Ultimate Rewards®

Unlock the full potential of your Chase points by mastering transfer partners and portal redemptions.

Transfer to Airline & Hotel Partners

The highest value typically comes from transferring Ultimate Rewards (UR) points to travel partners. You can often achieve 2¢ or more per point in value, far exceeding the 1¢ baseline for cash back.

Hotel Partners

•
World of Hyatt (best value!)
•
Marriott Bonvoy
•
IHG One Rewards

Value Example

Transferring 25,000 UR points to World of Hyatt for a hotel night that costs $600 yields 2.4¢ per point. ($600 / 25,000 points = $0.024 per point). This same redemption would cost 60,000 points as cash back!

The Chase Travel Portal

Redeeming through the portal gives you a fixed value, which is great for domestic flights or hotels without award availability.

Sapphire Preferred®1.25¢per point

Sapphire Reserve®1.50¢per point

Transfer Partner Sweet Spots

Certain programs have "sweet spots" where your points go much further. These are the gold standards of award travel.

Program	Redemption
Virgin Atlantic	Fly ANA first-class to Japan (110k-120k points round-trip)
Air Canada	U.S. to Europe one-way in business class for 60,000 pts + low fees
World of Hyatt	Park Hyatt Maldives or NYC for 25k-35k points/night ($800+ value)

Comprehensive Travel Protections

When you use your premium Chase cards to pay for travel (even on award taxes), you gain access to industry-leading protections.

Trip Delay Reimbursement

Trip Cancellation Insurance

Primary Auto Rental CDW

Baggage Delay Insurance

Summary Strategy

Pool Your Points: Move points from Freedom cards to a Sapphire card to unlock transfers.
Hyatt is King: Chase is the only transfer partner for Hyatt, often providing the best overall value.
Avoid Cash Back: Never redeem for 1¢ statement credits unless absolutely necessary.

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